Co-operative Insurance Company Review 2023

Co-operative Insurance Companies offers several types of coverage, excellent customer ratings, and highly accessible 24/7 claims reporting.

Written by Christine Lacagnina

Written by Christine Lacagnina

Christine Lacagnina has written thousands of insurance-based articles for TrustedChoice.com by authoring consumable, understandable content.

Updated января 6, 2023

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Trusted Choice's Co-operative Insurance Companies Score

4 Stars

Trusted Choice rates Co-operative Insurance Companies a final rating of 4 out of 5 stars. The insurance company is highly rated by AM Best and the Better Business Bureau (BBB). They offer several forms of coverage for businesses and individuals.

Customer feedback for Co-op seems to be mostly positive. The carrier offers 24/7 claims reporting and has several discounts available. Overall, we do recommend looking into Co-operative Insurance Companies with the help of an independent insurance agent to be your next trusted carrier.

Co-operative Insurance Companies Pros & Cons:

High ratings by AM Best and the BBB
Not BBB accredited
Personal and business coverages offered
Not much detail about exact discounts provided
Several discounts available
Somewhat limited social media presence
Long-standing history in the insurance industry
24/7 claims reporting

Founded in 1915, Co-operative Insurance Companies, or Co-op, has been in the insurance industry for more than a century. The carrier sells several types of personal and business coverages, including home insurance, flood insurance, workers' comp, and auto insurance. The carrier's headquarters is in Middlebury, VT.

Co-op claims to have written more than $86.7 million in premiums last year. The carrier originally focused on farm insurance, but over time has greatly expanded its catalog. Today, the insurance company has more than 75,000 total policies in force.

Thanks to their extensive history in the insurance industry and large catalog of products, Co-operative Insurance Companies has earned a reputation over time as a reputable and financially sound insurance company. AM Best gives Co-op an overall “A” rating, indicating the carrier is an excellent choice.

Established in 1899, AM Best is one of the oldest rating companies in the world. Reviews from AM Best indicate an insurance company’s financial strength and creditworthiness and are based on comprehensive evaluations of the company’s operating performance, business profile, and annual report.

Co-operative Insurance Companies Specializes in these Industries:

Small Business

Stay protected against the costs of liability and property damage claims with reliable insurance for your small business.

Agriculture/Farm & Ranch

Protect your machinery, livestock and commercial property for your agribusiness with tailored farm & ranch insurance.

Veterinarians

Get coverage against the potential risks and vulnerabilities that you face every day with veterinarian insurance.

Restaurants

From liquor liability to commercial auto coverage, keep your restaurant protected with the right type of insurance policies.

Hospitality

Protect your clients and cover your business against food poisoning, theft and other risks with hospitality insurance.

Contractors/Construction

Get liability protection against unpredictable accidents, hazards and bodily injuries with contractor or construction insurance.

Retailers

Get coverage against slip-and-falls, property damage and other common risks with reliable insurance for your retail business.

Barber Shops & Beauty Shops

Avoid costly lawsuits from accidents and injuries with reliable insurance for your barber shop and/or beauty shop.

Hotels and Motels

Get coverage against mold, contaminants and other potential risks to your guests with insurance for your hotel or motel.

Self Storage Facilities

Avoid the cost of liabilities to your client's property and stay protected with insurance for your self storage business.