There are several companies selling Medicare Advantage plans in Arizona. See which ones offer plans that come out on top.
Apr 26, 2024 Written by Kate Ashford, CSA® Lead Writer Kate Ashford, CSA®
Lead Writer | Medicare, retirement, personal finance
Kate Ashford is a writer and NerdWallet authority on Medicare. She is a certified senior advisor (CSA)® and has more than 20 years of experience writing about personal finance. Previously, she was a freelance writer for both consumer and business publications, and her work has been published by the BBC, Forbes, Money, AARP, LearnVest and Parents, among others. She has a degree from the University of Virginia and a master’s degree in journalism from Northwestern’s Medill School of Journalism. Kate has appeared as a Medicare expert on the PennyWise podcast by Lee Enterprises, and she's been quoted in national publications including Healthline, Real Simple and SingleCare. She is based in New York.
Assigning Editor Holly Carey
Assigning Editor | Medicare
Holly Carey joined NerdWallet in 2021 as an editor on the team responsible for expanding content to additional topics within personal finance. She currently leads the Medicare team. Previously, Holly wrote and edited content and developed digital media strategies as a public affairs officer for the U.S. Navy. She is based in Virginia Beach, Virginia.
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About 1.4 million people in Arizona are signed up for Medicare, placing it in the top 20 U.S. states for Medicare beneficiaries [0]
Centers for Medicare & Medicaid Services . Fact Sheet. Accessed Apr 25, 2024.Medicare is the federal health insurance program for people age 65 and older. Medicare Advantage is a bundled alternative to Medicare sold by private companies. It offers all the same benefits and usually some extras, such as cost savings on dental and vision coverage.
Medicare Advantage plans offer more benefits than Original Medicare, and they can be cheaper than paying for Medicare and a Medicare Supplement plan . However, they have less flexibility since you’ll need to get care from within the plan’s network of providers. Weigh your options to determine which plan best suits your needs.
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Over 1 in 5 people in Arizona are 65 and older, and there is a variety of Medicare Advantage plans in the state [0]
U.S. Census Bureau . QuickFacts, Arizona. Accessed Apr 25, 2024.The average monthly premium in 2024 for a Medicare Advantage plan in Arizona is $12.14. (It was $11.93 in 2023.)
There are 155 Medicare Advantage plans available in Arizona in 2024. (There were 157 plans in 2023.) All Medicare-eligible people in Arizona have access to a $0-premium Medicare Advantage plan.Each year, the Centers for Medicare & Medicaid Services (CMS) awards every Medicare Advantage plan a star rating on a scale of 1 to 5, with 5 being a top-rated plan. Below are companies with at least one plan that received top marks in Arizona for the 2024 plan year [0]
Centers for Medicare & Medicaid Services . CY2024_Landscape_MA_20240314 (ZIP). Accessed Apr 25, 2024.
. (Get more information about Medicare star ratings .)There are no 5-star-rated plans available in Arizona for the 2024 plan year. The companies below offer plans in Arizona that are rated 4.5 stars out of 5 by CMS:
The companies below offer plans in Arizona that are rated 4 stars out of 5 by CMS:
UnitedHealthcare. See all Medicare Advantage providers in Arizona. Banner Medicare. Blue Cross Blue Shield of Arizona. Devoted Health. EternalHealth. Gold Kidney Health Plan. UnitedHealthcare.Arizona Department of Economic Security : Provides information on Medicare assistance, including the State Health Insurance Assistance Program, or SHIP.
Arizona Health Care Cost Containment System : Offers help paying your Medicare costs if you meet low-income requirements.
Arizona Department of Health Services : Provides information on various health topics.It’s important to do your research before selecting a Medicare Advantage plan for yourself . Here are some questions to consider asking:
What are the plan’s costs? Do you understand what the plan’s premium, deductibles, copays and/or coinsurance will be? Can you afford them?
Is your doctor in-network? If you have a preferred medical provider or providers, make sure they participate in the plan’s network.
Are your prescriptions covered? If you’re on medication, it’s crucial to understand how the plan covers it. What tier are your prescription drugs on, and are there any coverage rules that apply to them?
Is there dental coverage? Does the plan offer routine coverage for vision, dental and hearing needs?Are there extras? Does the plan offer any extra benefits, such as fitness memberships, transportation benefits or meal delivery?
If you have additional questions about Medicare, visit Medicare.gov or call 800-MEDICARE (800-633-4227, TTY 877-486-2048).
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Kate Ashford is a certified senior advisor (CSA)® and personal finance writer at NerdWallet specializing in Medicare and retirement topics. See full bio.
The Medicare Advantage marketplace is concentrated among just a handful of companies; in many places, one insurer serves more than half of the market. NerdWallet reviewed 26 Medicare Advantage brands, with some insurers having more than one brand under their umbrella. (For example, Blue Cross Blue Shield includes the brands Anthem and Highmark.) At the national level, these reviews include nine of the 10 largest brands by enrollment. At the state level, our research includes at least one major insurer in 47 of the 49 states that offer Medicare Advantage plans, and includes the top two insurers in 35 of those states. (Alaska doesn't offer Medicare Advantage plans.) We also look at online search volume to identify regional and other notable players in the space.
NerdWallet’s Medicare Advantage reviews are based on ratings data from the Centers for Medicare & Medicaid Services, as well as pricing, plan availability by state, plan types available, consumer experience, extra benefits offered and more. These reviews are a guide, but we encourage you to shop around and compare several plans to find the best coverage and rate for you. NerdWallet does not receive compensation for any reviews. Read our editorial guidelines for additional information.
This roundup includes only insurers that sell Medicare Advantage in Arizona.
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